Many pet health insurance plans allow you to use any veterinarian you choose. The three companies listed affirm on their web sites that you have a free choice of veterinarians: 
• Veterinary Pet Insurance
• PetCare Pet Insurance Programs
• Pets Best Insurance
Some important information you should know about pet insurance. Many plans are not “one size fits all,” so, be sure to speak with your veterinarian about which plan is best suited for your pet. Some companies will charge a flat deductible of $50 to $100, depending on the age of the pet, for each procedure. Furthermore, almost all policies will require a co-pay of 10% to 20% of the veterinarian’s fee.
And, of course, all pet health insurance policies have exclusions. One of the most common exclusions is the “pre-existing condition” exclusion, which can be classified as injuries, medical conditions and symptoms of concern that were evident prior to enrollment. Other exclusions may include neutering/spaying, hip-dysplasia, vaccinations, flea control, heartworm medication, dental care, or limitations for certain illnesses not neutered prior to first birthday.
Be sure to ask all companies to see their policy before signing and make sure you read the fine print.
• Veterinary Pet Insurance
• PetCare Pet Insurance Programs
• Pets Best Insurance
Some important information you should know about pet insurance. Many plans are not “one size fits all,” so, be sure to speak with your veterinarian about which plan is best suited for your pet. Some companies will charge a flat deductible of $50 to $100, depending on the age of the pet, for each procedure. Furthermore, almost all policies will require a co-pay of 10% to 20% of the veterinarian’s fee.
And, of course, all pet health insurance policies have exclusions. One of the most common exclusions is the “pre-existing condition” exclusion, which can be classified as injuries, medical conditions and symptoms of concern that were evident prior to enrollment. Other exclusions may include neutering/spaying, hip-dysplasia, vaccinations, flea control, heartworm medication, dental care, or limitations for certain illnesses not neutered prior to first birthday.
Be sure to ask all companies to see their policy before signing and make sure you read the fine print.
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